SSL Certificate
St. Francis Area Schools
A PreK-12 public school district serving the communities of Athens Township, Andover, Bethel, East Bethel, Linwood Township, Nowthen, Oak Grove, St. Francis and Stanford Township

Long Term Disability (LTD)

Refer to your work agreement for more information.

CIGNA (July 1, 2018)

CIGNA Insurance
900 Cottage Grove Road
Bloomfield, CT 06002

1-800-997-1654

Rates are determined by employee work groups and the individual's annual salary divided by 100; multiplied by .475 or .390 (depending on elimination period); divided by 24 pay periods.

How to report a disability claim

VOYA (June 1, 2015-June 30, 2018)

Voya Employee Benefits
One Riverfront Plaza
Westbrook, ME 04092-9700

1-888-305-0602
Fax: 1-888-305-0605

Rates are determined by employee work groups and the individual's annual salary divided by 100; multiplied by .475 or .390 (depending on elimination period); divided by 24 pay periods.

Elimination Period

Teachers with a 45-day elimination period

Annual salary divided by 100; multiply by .475; divided by 24 pay periods.

Employees with a 90-day elimination period

Annual salary divided by 100; multiply by .390; divided by 24 pay periods.

Example

Annual Salary = $30,000
Division Factor/100 = $300
Multiplication Factor (.475 or .390 depending on elimination period) = $155.40
Divide by 24 Pay Periods = $6.48 is the rate per pay period

The Standard (July 1, 2010-June 30, 2015)

800-368-1135
The Standard Long Term Disability Plan Booklet

Questions?
Contact Wendy Carlberg, Benefits, Human Resources, St. Francis Area Schools

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